How MurrCloud Works - Finance & Reporting

Know which sales channel is actually making you money.

Most businesses can see total revenue by channel. Almost none can see profit by channel because fees, rebates, and chargebacks live in a dozen different places. Here's how MurrCloud turns that into one automatic report.

Reading time: 6 min | Best for: distributors, omnichannel retailers, wholesalers | Setup time: 1-2 weeks

01 - The Problem

Every channel looks profitable. Until it isn't.

Take Acme Outdoor Equipment, a maker of winches and towing accessories. Acme sells the same products through OEM partners, Shopify, Amazon, big-box retailers, wholesale distributors, and occasional trade show cash sales.

Amazon fees

Referral and fulfillment fees are deducted quietly from settlement payouts.

Retail deductions

Rebates and chargebacks hit invoices months after the original sale.

Trade show costs

Sample units, booth fees, and travel costs often sit in general marketing instead of channel margin.

02 - How MurrCloud Solves It

One setting on the customer. Automatic everywhere else.

In MurrCloud, every customer is assigned a Sales Channel. From that point forward, every invoice for that customer posts revenue straight to that channel's account. No coding per order, no monthly reclassification.

Product
Any item in inventory

No channel logic on the product itself.

Customer
Channel assigned once

Example: Channel = Marketplace.

Result
Revenue posts automatically

Example: Marketplace Revenue.

03 - The Channel Structure

Six channels, six revenue accounts.

Sales ChannelRevenue AccountTypical Customers
OEM Sales400100Original equipment manufacturer partners
DTC / Online Store400200Acme's own Shopify storefront
Marketplace400300Amazon, eBay
Retail (Big-Box / EDI)400400National retail chains, EDI partners
Wholesale / Distributor400500Regional distributors and dealers
Cash Sales400600Trade shows, sample units
04 - Channel-Specific Costs

The costs that revenue alone won't show you.

ChannelCost AccountWhat lands here
Marketplace510300Referral fees, fulfillment fees
Retail510400Rebates, chargebacks, co-op advertising
Wholesale510500Volume rebates, distributor allowances
Cash Sales510600Trade show booth and travel, sample units
05 - What You Get

Contribution margin, by channel, on demand.

OEMOnline StoreMarketplaceRetailWholesaleCash Sales
Revenue$118K$92K$235K$104K$176K$9K
Gross Margin$47K - 40%$37K - 40%$94K - 40%$42K - 40%$70K - 40%$3.6K - 40%
Channel costs-($2.8K)($24K)($9K)($4K)($2.3K)
Contribution Margin$47K - 40%$34.2K - 37%$70K - 30%$33K - 32%$66K - 38%$1.3K - 14%
The Insight

Marketplace looked like Acme's strongest channel at 40% gross margin, but after Amazon's fees, it drops to 30% contribution margin. Wholesale holds up best at 38%.

06 - Setting It Up

Four steps, no custom development.

01 Define your channels

Map your real sales channels to your business.

02 Create the accounts

One revenue account and one cost account per channel.

03 Assign your customers

Each customer gets a channel once, in bulk.

04 Watch it populate

Every new invoice and channel cost lands automatically.

See your own channels, broken down like this.

Book a 30-minute walkthrough and we'll map your real sales channels into MurrCloud using your actual chart of accounts.

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